Run your finances like a business

Your household is the most important business you’ll ever run.

So run it on numbers. You, LLC turns one completed month of real spending into a household profit and loss — then into a budget built from what you actually spent.

See how Pro works Start with last month
  • Profit & Loss
  • Budgets
  • Goals

Household income statement

Month ended July 31

Income

Salary
$14,200
Consulting
$3,100
Dividends
$1,120
Total income
$18,420

Expenses

Housing
$3,250
Childcare
$1,640
Groceries
$1,180
Everything else
$5,835
Total expenses
$11,905

Debt

Principal payments
$1,975
Net income
$4,540
Illustrative figures

How it works

One clear path from bank feed to budget.

Four steps, in order. Most people stall at step two because they try to budget before they have closed a single month.

01

Connect one institution

Read-only through Plaid. No transfers, no bill pay, no moving money — the app can look, not touch.

Read-only
02

Close last month

Start from a month that already happened instead of a blank budget form. The numbers are already there.

One completed month
03

Fix what makes the month look wrong

Recategorize, match transfers, mark the one-offs. A month you trust is worth more than a month that balances.

Categories · Transfers
04

Turn actuals into guardrails

Keep what worked, cut what did not, and watch plan against actual as the next month runs.

Plan vs. actual

Two ways to run it

Pick the one that matches how much you want automated.

Both are built by a CPA-turned-developer. Neither moves money.

You, LLC Pro

Connect your accounts and let the month build itself. For households that want the full picture without the spreadsheet.

  • Bank sync through read-only Plaid
  • Household P&L from real activity
  • Budgets built from actual spending
  • Invite a partner without sharing logins
See how Pro works

You, LLC

You enter the numbers; your statements stay on the phone. For people who want the discipline without a bank connection.

  • Manual entry on your phone
  • Statement data stored on-device
  • Financial statements and debt payoff
  • Export to PDF whenever you want
See the free app

Why another finance app

Most finance apps treat you like a consumer.

We think you should read your household the way an owner reads a business: revenue, costs, what is left, and what to do about it.

Position

You are the CEO of your own life.

Successful businesses track profit and loss. You deserve the same visibility — every expense a cost to examine, every month a period you can actually close and learn from.

Privacy

Your numbers stay yours.

The free app keeps your statement data on your device — you enter the numbers yourself. Pro connects through read-only Plaid and is built so your activity stays anonymous to us.

Credibility

Built by a CPA who writes the code.

The accounting logic is deterministic and the AI review is optional, bounded, and never in charge of your categories.

Is this financial advice?
No. You, LLC is an informational tool. It shows you your own numbers and helps you plan against them. It does not tell you what to invest in, what to pay off first, or what to buy.
Can the app move my money?
No. The Plaid connection is read-only. There are no transfers, no bill pay, and no payment rails anywhere in the product.
Why start from last month instead of a budget?
Because a budget built from guesses breaks in week two. A completed month is evidence — it already reflects how your household actually spends.
Do I need Pro?
Only if you want bank sync. The free app does financial statements and debt payoff from numbers you enter, with statement data stored on your device.

Close last month

Stop budgeting from guesses.

Connect one account, review the month that already happened, and build the next one from evidence.

  • Download on the App Store
  • Get it on Google Play
Or start free on device